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A few years ago I was working with a family that needed to move to Dallas sooner than later. We worked closely together to come up with the right price for their home so that it would sell fast and still get them maximum value.

It worked. Just a week after their home went on the market we had a good offer. A day or so after, we had an agreement. We were all very happy until the appraisal came in. The appraisal had the home valued at about $20,000 less than the agreement.

Since the sellers were happy to reduce the price to get the sale done, that's almost what they did. However, after close inspection they had questions, and I suggested that they can get a second opinion. It turns out that there were significant differences in what each appraiser thought was a comparable home. The second appraisal came in fine and the buyers, sellers and bank all agreed on the original price.

Here are a few things to know about appraisals:

Appraisals are not an exact science

It's important to know exactly what an appraisal is and isn't. It isn't exact and there is always room for error. When comparing your home with other sales, one appraiser may count a certain home while another may think the sale was too old, too different, or too far way. This can result in different appraisals.

Appraisals are snapshots

As the market changes, so will the value of your home. This shift can take place at any time.

Appraisals are different than CMAs

Realtors use their professional experience to give you a comparable market analysis. A CMA gives you
an idea of how much your home will sell for in a specific period of time.

You can ask for a second opinion

This may be the most important thing. If my sellers hadn't asked for a second opinion it would have cost them about $20,000. Just because one appraiser used different homes to compare their home with than the other appraiser did.

If you are going to refinance or sell you home, you will be asked for an appraisal. Work with a professional Realtor to be sure that everything is done accurately.

For all of your Real Estate needs
The Evelyn Bruder Team is here to assist you.
Evelyn Bruder, CRS, GRI, ABR, E-PRO, Las Cruces' Only Cyberstar

Visit our comprehensive one-stop website for all the Real Estate Information you are looking for. For information about The Evelyn Bruder Dream Team, what we do and how we can provide all of your real estate needs, visit our real estate services page.

 

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Evelyn Bruder
Evelyn Bruder Las Cruces Real Estate Dream Team
evelyn@homeslascruces.com
(575) 650-7224

141 Roadrunner Parkway Suite 141
Las Cruces, NM 88011

Steinborn & Associates Real Estate (575) 522-3698

 
Las Cruces RealtorLas Cruces Real Estate ABRLas Cruces Homes SpecialistLas Cruces Real Estate e-PROLas Cruces Real Estate GRILas Cruces MLSLas Cruces Real Estate Cyber StarSteinborn & Associates Real Estate Top Producer